EASY REPAYMENT SCHEME
( Including all application fee )
Maximum Annual Percentage Rate (APR) : 18%
* Sample reference only
MALAYSIA BEST LOAN COMPANY AWARD 2016
ES Loan, one of the leading licensed money lenders in Malaysia KL & Selangor with approved by the Ministry of Housing & Local Government under the Money Lenders Act 1951. We specialist in offering Personal Loans. Our priority goal is to cater well plan base on our clients' needs and interests. We always value our clients the most.
TERMS & CONDITIONS
1. Representative Annual Percentage Rate (APR) or range Maximun 18%
2. Fees of Loan Application included:
i. Processing Fees RM 50
ii. Runner Fees RM 50
3. Implications of Non-Payment
Additional 1% interest rate charges if payments are late or missing.
4. No legal consequences if payments are late or missing.
5. No legal actions will be taken if payments are late or missing.
6. No impact on credit score if payments are late or missing.
Renewal Policy
1. Minimum 3 Months & Maximum 5 Years of repayment period.
2. Automatic Extension of Loan which passed the payment period.
3. Upon renewal, there will be no fees or (interest) rate changes.
4. Payment date change to new cycle from the date renewed.